Low Cost Living | Location Arbitrage

I offer a consulting service where I discuss with you ways to reduce your living costs and expenses so that you can either: work less, save more, invest more, or redirect your spending to more productive parts of your life. Depending on how much I help you save, we will settle up a consulting fee over an invoice.

Call | Text | Voicemail | Email : (414) 588-2373. patbaynes@gmail.com.

I think there is a serious case to be made for moving people from the coasts and expensive housing/living situations towards older lower cost cities. I will discuss this in more detail at a later time. Contact me at (414) 588-2373.

Rent/Housing: There are studio apartments or room shares available in many cities around the United States. Costs in major markets are rising. As you move towards secondary markets and markets towards the center of the country, you can reduce costs.

Food: Subject to your local market. Walmart is a sold choice in markets around America to buy food product. You can save lots of money through buying in bulk.

Car Expenses: It is a good investment to take a class or learn about essential car knowledge to save costs on your car expenses. It also helps to establish a relationship with a car mechanic who can take good care of your car. It also helps to know how to preserve gas though different techniques and methods. I am considering starting a "Car-Free Challenge" to see how long I can live without a car. I think that should create revenues from environmental and health-based groups.

Car Insurance: Subject to your local market. This is important: It pays to drive conservatively and avoid accidents. Geico is a good start when searching for car insurance.

Public Transportation: You can take the bus or subway in select markets. It is difficult to commute this way for an entire life.

Utilities: Electricity, water, and more can be lowered if you are cautious.

Phone Bill: You can find a phone plan for as low as $20.00 a month through low cost carriers. These actually work fairly well.

Incidentals: It is difficult to control incidentals. A good method is to exercise caution in what you do.

Internet: Internet costs may be subject to your local market. You can expect to pay at least $40.00 a month for costs.

Low Cost Shopping: Used books and magazines from your local library.

News: At patbaynes.com, we curate links so that you do not need to spend hours searching the web for information.

Television/Movies/Entertainment: PlutoTV | espn.com | plaintextsports.com

Experiences: Local experiences can be had by reading your local newspaper, browsing the web or social media, and more.

Travel: Regional travel is very affordable to camp or stay at a motel. This is detailed in our other pages.

Leisure: It may make sense to join a gym or learn how to golf at an affordable course.